Investment Management

A disciplined approach to managing wealth across changing markets

Our Approach

Investment decisions are made with close regard for asset allocation, market conditions, risk, liquidity, and tax exposure. Through a discretionary approach, Maxiam can implement portfolio changes as conditions warrant, while maintaining a defined framework for allocating and managing capital. Clients should also understand how their portfolios are being managed, which is why communication remains an important part of the relationship.

Our process follows a top-down framework informed by global economic conditions, market trends, and shifts across regions, sectors, and asset classes. This allows portfolio decisions to begin with the market environment first, with asset allocation playing a leading role in how the portfolio is structured over time.

What Shapes Our Strategy:

Top-Down Investment Process

Strategic vs. Tactical Portfolio Management

Asset Allocation

Time Horizon

Behavioral Finance

Cash Flow Planning

Our Investment Process

Step 1:

Investment Mandate

We begin by defining the role your portfolio is meant to serve within your financial life. That includes your return objectives, liquidity needs, risk tolerance, income requirements, and any constraints that should guide portfolio decisions from the outset.

Our Investment Process

Step 2:

Time Horizon and Liquidity

Your time horizon and liquidity needs help determine how capital should be invested, when assets may be needed, and how near-term obligations should be weighed against long-term objectives. These factors influence how the portfolio is positioned and where flexibility should be preserved.

Our Investment Process

Step 3:

Benchmark and Risk Parameters

We establish a benchmark to help evaluate portfolio results over time. We also define the risk parameters that guide the strategy, so investment decisions remain consistent with the role your assets are meant to serve over the lifespan of your plan.

Our Investment Process

Step 4:

Allocation Structure

Asset allocation is a central part of portfolio construction. We determine how capital should be allocated across asset classes and sub-asset categories based on market conditions, risk exposure, liquidity needs, and the role each allocation is meant to serve.

Our Investment Process

Step 5:

Active Oversight

Portfolio management remains active after the initial structure is in place. We continue to monitor the market environment, review portfolio positioning, and make adjustments when warranted. Communication also remains an important part of the relationship, so you understand how decisions are being made and how the strategy is evolving over time.